SWP Calculator

A Systematic Withdrawal Plan allows you to withdraw a predetermined amount every month at fixed intervals. In SWP, a predetermined amount is debited from the unitholder’s mutual fund and electronically transferred to his or her bank account. 

The SWP Calculator determines the value of one’s mutual fund investments post withdrawal.

In the SWP Calculator, enter the following details –

• The amount you want to invest (in Rs.)
• The amount that you want to withdraw annually (in Rs.)
• Increase in annual withdrawals (in percentage)
• Return on investments during the tenor of SWP (in percentage)

The results displayed by the calculator will be as follows –

• SWP Year
• Corpus at the start of the year
• Withdrawal each year
• Corpus at end of year
• Annual Income as % of Initial Investment 

The SWP Calculator is a time-saving tool that can compute complex calculations in a jiffy. To calculate the monthly income from their mutual fund investments through the Systematic Withdrawal Plan, investors can use the SWP Calculator.  The SWP Calculator may help investors determine the apt monthly withdrawals from the mutual fund scheme. 

Inflation reduces the purchasing power of your withdrawals over time. A Systematic Withdrawal Plan calculator with inflation adjustments helps you plan withdrawals that account for the rising cost of living.

Systematic Withdrawal Plan can be ideal for investors looking for periodic income post retirement and senior citizens primarily.

An SWP calculator helps you manage your investments by estimating monthly withdrawals, expected return rate, and withdrawal period. It simplifies complex calculation aiding financial planning and budgeting.

You can use SWP calculator tool by inputting your total investment amount, withdrawal amount, expected rate of return, inflation, and duration of withdrawals.

An SWP calculator simplifies financial planning by estimating monthly withdrawals based on your investment amount, expected return rate, and withdrawal period. It helps in managing your investment effectively, providing easy-to-understand results. It also shows how long your funds will last and the total sum you will receive at maturity.

In Systematic withdrawal plan, you have the flexibility to decide how much you want to withdraw regularly, whether monthly, quarterly or annually.

Systematic Withdrawal Plan can be used in various scenarios to manage investments effectively. It is useful for generating regular income, planning retirement, and it also offers tax efficiency among other benefits.(In view of individual tax consequences, please consult your tax advisor.)

Individuals who are not retirees can also use an SWP to generate periodic income or manage investments.

SWP calculators are generally accurate, but mutual funds are subject to market risks, so the exact outcomes of investments cannot be guaranteed.

You can consider factors like the principal amount, expected rate of return, withdrawal amount, inflation rate, risk appetite and investment tenure

An SWP calculator can help you save taxes by spreading out tax liabilities over time.

The rate of return in SWP calculator depends on the investment choices and market conditions.

Disclaimer: The calculator alone is not sufficient and shouldn't be used for the development or implementation of an investment strategy. This tool is created to explain basic financial / investment related concepts to investors. The tool is created for helping the investor take an informed decision and is not an investment process in itself. Mutual Fund does not provide guaranteed returns. Investors are advised to seek professional advice from financial, tax and legal advisor before investing.

Mutual Fund does not provide guaranteed returns. Investors are advised to seek professional advice from financial, tax and legal advisor before investing.